Benefits covers a wide range of insurance products which protect families and individuals from financial catastrophe. The most common and well-known is Health Insurance and there is a wide selection of plans available to fit most budgets. Health Insurance can be purchased by individuals or we can set up a group plan to help employers take care of current employees and help attract new hires.
Benefits also includes Life Insurance to pay off a mortgage or replace the income of a breadwinner who dies unexpectedly. These plans can help a family maintain their lifestyle, their home and insure that college remains an option for surviving children. Economical Group Life Insurance is available to employers to provide yet another valuable employee benefit.
Finally, Disability Income Insurance replaces a substantial portion of income in the event that a disability prevents you from working. Disabilities can arise from serious accidents or sudden health problems such as strokes. Many people overlook the fact that while Life Insurance is a prudent and low cost way to protect their families, they are far more likely to suffer a disability of 90 days or longer than they are to die prematurely. As with other Benefit coverages, Disability Income Insurance is available on an Individual or Group basis.