We are an Independent Insurance Agency
What this means, quite simply, is that we do not work for an insurance company -- we work for you.
We represent a carefully selected group of highly rated, reputable insurance companies and we place your coverage with the company or companies offering the best combination of coverage and price. There are many excellent insurance companies, but it is our experience that no one company offers the best coverage for all risks. For Personal Lines, that means that a company that offers great rates on your autos now may not be competitive when your son gets his drivers license. For Commercial Lines, a company that does an excellent job on retail stores may not have any expertise in logging or manufacturing.
These are the reasons we represent many companies and also the reason we constantly monitor their performance on coverages, premiums and claims service for our clients.